1111 6th Ave. suite 519 San Diego CA 92101
? What coverage is required by law in CA for personal auto ?
CA requires you to carry liability coverage for your car , limits required in CA are 15/30 for bodily injury and $5,000 for property damage.
Every insured needs are different.
? How do I know if I need a small Business owner or a General Liability ?
Business owners policy include General Liability If you are a small business owner and rent or own a building if you own business property equipment and property to cover.
? How much coverage should I have in my homeowners policy?
Dwelling coverage should be determined on the costs it should take to replace your property including materials and labor.
The amount of coverage for your dwelling (structure) has nothing to do with your purchased price as your homeowners policy typically does not cover the value of the land.
? Why should I buy more insurance than the law requires?
Additional insurance coverage can help pay for damages done to your vehicle, medical costs if you were injured, vehicle theft, and other potential problems. Depending on your vehicle’s worth, your lifestyle, and other factors, you’ll likely want more coverage than the state minimum requirement
HOMEOWNER TIPS
