INSURANCE BEENFITS

Why is car insurance important?

Car insurance eases the burden of financial liability after an accident. Repairs, damages, and potential legal costs aren’t cheap, and most people don’t have enough money on hand to cover these in case of an emergency. Car insurance is what can help pay for all, or a portion, of those costs.

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Car insurance

Types of coverage the insurance may include:

  • Liability coverage

  • Uninsured Motorist

  • Medical Payments

  • Comprehensive and Collision

  • SR-22

  • Non owned

  • Commercial Auto

? Liability coverage

Liability coverage covers damages caused by you to third parties, it is required by law in California.

? Medical Payments

Covers bodily injury for you and passengers by an at fault accident.

? Non owned

In case you borrow, rent a car a non owners policy provides liability coverage for bodily injury and property coverage. It does not cover the vehicle you are driving.

? Commercial Auto

Commercial automobile coverage can protect your company from any liability stemming from automobiles used in your business or any damage to the covered automobile.

? Uninsured Motorist/Underinsured Motorist

Uninsured or underinsured motorist covers injuries caused to you, passengers or property damage to your vehicle caused by someone with no car insurance or lower limits.

? Comprehensive and Collision

Physical Coverage for your vehicle Covers : collision, theft , vandalism, flood, fire (Deductibles applied)

? SR-22

Certificate of financial responsibility is a form filled by your state as proof you have car insurance meeting minimum coverage required by state law.

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