INSURANCE BEENFITS

Why is life insurance important?

We all know life insurance pays in case of death, but there is much more value to just a death benefit.
Life insurance also provides flexibility for cash accumulation that can be accessed in the future, guaranteed cash value that can be accessed in case of an emergency or borrow tax free for retirement income, starting a business, paying for college, wedding, purchasing a vacation home or taking a vacation.
Accelerated Death benefit provides advance of the policy death benefit should you suffer a qualifying chronic, critical or terminal illness condition. Are some of the benefits of having a life insurance policy.

  • Fast & easy process

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  • Personal service

    Bilingual agents to help you.

  • Control over policy

    We know how to cover your situation and needs best.

  • Save your money

    We ensure you get the best coverage at the lowest price.

LIFE INSURANCE

Types of coverage the insurance may include:

  • Qol Flex Term

  • Universal Life

  • QoL Max Accumulator

  • QoL Value + Protector

? Qol Flex Term

Is the most basic straightforward on life insurance policies. You pay a premium for a term desired ( 10, 20, 30 ) if you pass away in this term death benefits are paid to beneficiaries.

? Universal Life

Gives the client flexibility for a more permanent life insurance policy, cash savings, death benefits.

QoL Max Accumulator:
Cash value access , Tax Diversification, 3 Violatity protection, Living benefits

QoL Value + Protector:
Strong Guarantees, Index Stability Strategies, Cash access features.

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